:root{--navy:#102a43;--green:#087f5b;--green2:#0b9b70;--gold:#d4b45d;--ink:#243447;--muted:#627386;--pale:#f2f8f5;--line:#e2e9e6}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{color:inherit;text-decoration:none}.container{width:min(1160px,92%);margin:auto}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:82px}.brand img{width:172px;max-height:68px;object-fit:contain;display:block}
nav{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:700;color:#34485a}nav a:hover,nav a.active{color:var(--green)}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:9px;padding:12px 19px;font-weight:750;font-size:14px;transition:.2s;border:1px solid transparent;cursor:pointer}
.btn-primary{background:var(--green);color:#fff;box-shadow:0 8px 20px #087f5b24}.btn-primary:hover{background:#06694c;transform:translateY(-1px)}
.btn-outline{border-color:#b7d7cb;color:var(--green);background:#fff}.btn-outline:hover{background:var(--pale)}
.hero{overflow:hidden;background:radial-gradient(ellipse at 85% 35%,#e4f4ec 0,transparent 40%),linear-gradient(120deg,#fff 48%,#f6fbf8 100%);padding:70px 0 64px}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:48px}
.eyebrow{display:inline-flex;align-items:center;gap:9px;color:var(--green);font-size:12px;letter-spacing:1.5px;text-transform:uppercase;font-weight:850}
.eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}
h1{font-size:clamp(40px,5vw,64px);line-height:1.08;letter-spacing:-1.8px;color:var(--navy);margin:18px 0}
h1 span{color:var(--green)}.lead{font-size:18px;color:var(--muted);max-width:580px;margin:0 0 27px}
.actions{display:flex;gap:13px;flex-wrap:wrap}.note{font-size:12px;color:#7b8994;margin-top:18px}
.portrait-wrap{position:relative;min-height:450px;display:flex;align-items:flex-end;justify-content:center}
.portrait-wrap:before{content:"";position:absolute;width:min(430px,100%);height:410px;border-radius:48% 48% 20px 20px;background:linear-gradient(145deg,#d9eee5,#f7f5e9);bottom:0;right:3%}
.portrait{position:relative;z-index:1;max-height:490px;max-width:100%;object-fit:contain;object-position:bottom;filter:drop-shadow(0 18px 25px #102a4314)}
.advisor-chip{position:absolute;z-index:2;left:0;bottom:30px;background:#fff;border:1px solid var(--line);box-shadow:0 14px 36px #102a4314;border-radius:12px;padding:14px 18px}
.advisor-chip strong{display:block;color:var(--navy);font-size:16px}.advisor-chip span{font-size:12px;color:var(--muted)}
.trust{border-block:1px solid var(--line);background:#fff}.trust-row{display:grid;grid-template-columns:repeat(4,1fr);padding:22px 0;gap:18px;text-align:center}
.trust-item{font-size:13px;font-weight:750;color:#486071}.trust-item b{color:var(--green);margin-right:7px}
section{padding:76px 0}.section-head{text-align:center;max-width:720px;margin:0 auto 38px}.section-head .eyebrow{justify-content:center}
h2{font-size:clamp(29px,3.5vw,43px);line-height:1.18;letter-spacing:-.8px;color:var(--navy);margin:13px 0}
.section-head p{color:var(--muted);margin:0}
.services{background:var(--pale)}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{background:#fff;border:1px solid #e1ece6;border-radius:15px;padding:25px 22px;min-height:210px;box-shadow:0 8px 22px #153c2a05;transition:.2s}
.card:hover{transform:translateY(-4px);box-shadow:0 14px 30px #153c2a12}
.iconbox{width:47px;height:47px;border-radius:12px;background:#e5f4ed;color:var(--green);display:grid;place-items:center;font-size:22px;margin-bottom:18px}
.card h3{font-size:18px;color:var(--navy);margin:0 0 8px}.card p{font-size:14px;color:var(--muted);margin:0}
.about-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:55px;align-items:center}
.about-panel{background:linear-gradient(145deg,#0f3a46,#087f5b);color:#fff;border-radius:18px;padding:35px;position:relative;overflow:hidden}
.about-panel .mini{font-size:12px;text-transform:uppercase;letter-spacing:1.4px;color:#bfe7d6;font-weight:800}
.about-panel h3{font-size:29px;line-height:1.2;margin:14px 0}.about-panel p{color:#e0eee9;font-size:14px}
.about-copy p{color:var(--muted)}.checklist{list-style:none;padding:0;margin:22px 0;display:grid;gap:11px}.checklist li{display:flex;gap:10px;align-items:flex-start;font-weight:650;color:#385064}.checklist li:before{content:"✓";display:grid;place-items:center;flex:0 0 23px;height:23px;border-radius:50%;background:#e2f3eb;color:var(--green);font-size:13px}
.page-hero{background:linear-gradient(115deg,#f1f8f4,#fff);padding:65px 0 58px}.page-hero h1{font-size:clamp(38px,4.5vw,56px);max-width:850px}.page-hero p{font-size:18px;color:var(--muted);max-width:750px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center}.softbox{background:var(--pale);border:1px solid var(--line);border-radius:16px;padding:30px}
.solution-list{display:grid;gap:16px}.solution{display:flex;gap:16px;padding:20px;border:1px solid var(--line);border-radius:13px;background:#fff}.solution .iconbox{flex-shrink:0;margin:0}.solution h3{margin:0 0 5px;color:var(--navy)}.solution p{margin:0;color:var(--muted);font-size:14px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{padding:25px;border-radius:14px;border:1px solid var(--line)}.step .num{font-weight:900;color:var(--green);font-size:13px;letter-spacing:1px}.step h3{color:var(--navy);margin:9px 0}.step p{color:var(--muted);font-size:14px;margin:0}
.cta{background:var(--navy);color:#fff;padding:55px 0}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{color:#fff;margin:0 0 9px}.cta p{color:#c6d5df;margin:0}.cta .btn{white-space:nowrap}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:35px}.contact-info{background:var(--pale);padding:30px;border-radius:16px}.contact-info h3{color:var(--navy);margin-top:0}.contact-info p{color:var(--muted)}form{display:grid;gap:14px}.field{display:grid;gap:6px}.field label{font-size:13px;font-weight:750;color:#405468}.field input,.field textarea,.field select{width:100%;border:1px solid #ccd9d3;border-radius:9px;padding:12px 13px;font:inherit;color:var(--ink);background:#fff}.field textarea{min-height:120px;resize:vertical}.form-note{font-size:12px;color:var(--muted)}
footer{background:#0b2033;color:#d0dbe3;padding:30px 0}.footer-row{display:flex;justify-content:space-between;align-items:center;gap:20px}.footer-brand{font-weight:800;color:#fff}.footer-row small{color:#9eafbd}.disclaimer{font-size:11px;color:#9eafbd;max-width:900px;margin-top:18px}
@media(max-width:920px){nav{gap:12px;font-size:12px}.nav>.btn{display:none}.hero-grid{grid-template-columns:1fr;gap:15px}.hero-copy{text-align:center}.hero-copy .eyebrow,.actions{justify-content:center}.lead{margin-inline:auto}.portrait-wrap{min-height:380px}.portrait-wrap:before{height:340px}.portrait{max-height:410px}.advisor-chip{left:5%;bottom:20px}.cards{grid-template-columns:repeat(2,1fr)}.about-grid,.split,.contact-grid{grid-template-columns:1fr;gap:25px}.steps{grid-template-columns:1fr}}
@media(max-width:620px){.nav{min-height:68px}.brand img{width:138px}nav{display:none}.hero{padding:45px 0 30px}h1{letter-spacing:-1.2px}.lead{font-size:16px}.trust-row{grid-template-columns:repeat(2,1fr)}section{padding:55px 0}.cards{grid-template-columns:1fr}.card{min-height:auto}.cta-inner,.footer-row{align-items:flex-start;flex-direction:column}.portrait-wrap{min-height:320px}.portrait-wrap:before{height:290px}.portrait{max-height:350px}.advisor-chip{bottom:13px}.about-panel{padding:26px}.page-hero{padding:48px 0 40px}}